Student Health Insurance
All students enrolled for one or more hours of graded credit at the University of Denver are required to carry adequate health insurance coverage. Students are required to participate in the DU Student Health Insurance Plan or provide proof of other adequate health insurance coverage. Adequate health insurance is defined as having at least a $500,000 aggregate lifetime maximum per condition or per insured, has a prescription benefit, includes medical and mental health benefits, and has co-payments and out of pocket maximums the student can afford. Students are required to participate in the DU Student Health Insurance Plan or provide proof of other adequate health insurance coverage. Further details of this requirement and eligibility for the Plan are published in the Student Health Insurance Plan Brochure.
Required SHIP Participation
Students enrolled in six or more hours (8 for Law Students) of graded credit are assessed the Student Health Insurance Plan. The amount of the premium will be assessed on your tuition bill. Students are responsible for verifying all charges on their tuition bill. Students enrolled in less than six hours of graded credit (8 for Law Students) must enroll for these benefits at the University of Denver Health and Counseling Center before posted deadlines. Students entering during the Winter & Summer terms are not automatically assessed the SHIP. These students need to contact the HCC to enroll. Dependent/family coverage is also available for purchase by students enrolled in the SHIP.
You must purchase the DU Student Health Insurance Plan (SHIP) if you do not already have health insurance through another source. Students will automatically be enrolled in the SHIP each Fall and Spring. The 2012-2013 rate for the SHIP is $1,210 for each coverage period ($2,420 per year). The charge will be on your tuition bill. You may either accept or waive SHIP coverage. If you choose to wave the SHIP, you will be required to show proof of adequate insurance coverage.
The University of Denver has partnered with United Healthcare/Student Resources, to provide excellent health care coverage to students. The plan is a Preferred Provider Organization (PPO) model and includes excellent coverage abroad. To view a list of preferred providers, please visit www.uhcsr.com/du.
United Healthcare/Student Resources SHIP information Online
United Healthcare/Student Resources is your online Student Health Insurance Plan self-service website available 24 hours a day, 7 days a week. Use it to perform common transactions involving your United Healthcare medical and prescription drug plans. You can access claims, coverage, print your insurance card and find consumer health information as well as access decision-support tools. Find health care professionals, facilities and alternative care, our online network directory. Search by name, location or specialty. Entries display doctors' hospital affiliations, where the doctor studied, gender, languages spoken, driving directions, and more.
You must register at www.uhcsr.com/du to access your personal membership and claims information.
The United Healtchare/Student Resources site is available to everyone enrolled in the DU SHIP health plan at no added cost when you need it and wherever you have access to the Internet!
Awareness of Health Insurance Options for Graduating Students the Affordable Care Act
If you are a US citizen and you are leaving school or changing jobs, you may be eligible for important new benefits that will ensure you get the care you need and deserve. Visit www.healthcare.gov for more details.