Student Health Insurance

Undergraduate Health Care Coverage Options

Option 1: Health & Counseling Fee (HCF) + Student Health Insurance Plan (SHIP)

  • Most HCC services are free with the HCF & the SHIP. See chart below for details
  • Low cost co-pays for specialist visits at the HCC (usually $20).
  • Preexisting conditions not excluded for care provided at the HCC.

Option 2: Health & Counseling Fee (HCF) + Outside Health Insurance

  • Many HCC services are discounted or covered after a $10 co-payment with the HCF and outside health insurance.
  • If you carry outside health insurance and come to the HCC for services, you will be required to pay for any service not cover by the Health & Counseling Fee (HCF) at the time of your visit. You can then submit the claim to your insurance company for reimbursement.
Undergraduate Coverage
 Option 1
HCF & SHIP		Option 2:
HCF &
Outside
Health
Insurance
Coverage
Appointments with a counselor or medical provider
(one annual medical visit per year with no co-pay)		First ten free
11+ $20		First ten $10
11+ $20
Nursing ConsultationFreeFree
Laboratory testsFreeDiscounted
PAP smearsFree$40
ElectrocardiogramsFreeFree
Inhalation TreatmentsFreeFree
Most medical suppliesFreeDiscounted
Specialist Consultations
(psychiatrist, gynecologist, dermatologist, nutritionist)		First six $20
7+ $85		$85
Plain film x-ray$35 per study$35 per study
Immunizations
(including HPV and travel)		FreeDiscounted
Travel Physicals$10 per visitDiscounted
Group TherapyFirst ten free
11+ $10		First ten $5
11+ $10
Allergy shots$10 per visit$10 per visit
Medications at the HCC$300 per yearDiscounted
/coverage period
Psychological TestingDiscountedDiscounted
/coverage period
No Show and Late Cancel ChargesVary by visit type, but could be as high as $85.