Student Health Insurance

Undergraduate Health Care Coverage Options

Option 1: Health & Counseling Fee (HCF) + Student Health Insurance Plan (SHIP)

  • Most HCC Services are covered at 100% with the HCF & the SHIP. See chart below for details
  • Low cost co-pays for counseling and specialist visits (usually $15-$25).
  • Preexisting conditions not excluded for services at the HCC.

Option 2: Health & Counseling Fee (HCF) + Outside Insurance

  • Many HCC services are discounted or covered at 100% with the HCF and outside health insurance.
  • If you carry outside health insurance and come to the HCC for services, you will be required to pay for any service not cover by the Health & Counseling Fee (HCF) at the time of your visit. You can then submit the claim to your insurance company for reimbursement.
Undergraduate Coverage Benefits @ the HCC
 HCF &
Outside
Health
Insurance
Coverage		HCF & SHIP
General medical
care/procedures		100%100%
Primary care
Gynecology		100%100%
Nursing Consultation100%100%
Allergy shots100%100%
Electrocardiograms100%100%
Inhalation Treatments100%100%
In-house laboratory testsVaries100%
Plain film x-ray$25 per study$25 per study
Reduced rates on
mental health services		YesYes
Routine physical examsVaries100%
Specialist Consultations$80$25 co-pay
Counseling visits
(2 free for all students)		$50$15 co-pay
Most laboratory chargesVaries100%
Most medical suppliesVaries100%
Immunizations
(including HPV)		Varies100%
PAP smears$38100%
Medications at the HCCVariesUp to $110
/coverage period
Travel medicine immunizationsVaries100%