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Financial Aid 101:
Managing Unmet Cost

University of Denver Financial Aid

Now that you've calculated the unmet cost of attending the University of Denver, it's time to formulate a plan to manage that cost. Even though your estimated award letter includes all of the institutional, federal and state financial aid we can offer, there are further options available to help you and your family fund this important investment in your future.

Free Money
Remember that email that included information about about finding additional scholarships? We can't stress this option enough. Yes, applying for private scholarships takes a lot of time—but it's free money! And with the vast number of opportunities out there, the rewards can be great.

Payment Plans
If you can pay a little money out-of-pocket, utilizing DU's payment plan can be a great way to help cover some of your unmet cost. This option splits your bill each quarter into two payments—the first payment is due by the first day of classes each term, and the second payment is due before course registration begins for the next term. Learn more about this option from the Bursar's website.

Credit-Based Loans

Many students and families who are seeking additional financing to help cover the costs of attending college will consider a Federal Parent PLUS or a private education loan. The loan program you choose is an individual decision that will depend on your and your family's circumstances and preferences. Both options have their pros and cons, and we highly recommend that you research these loans thoroughly before making a decision. Need help? Review our Federal PLUS vs. Private Loan chart. This document includes the questions to ask and the points to consider when determining which loan program is right for you.

We understand that after reviewing your financial aid estimate, formulating a plan that covers the unmet costs of a DU education can be stressful. If you need additional help or have questions about your options, please don't hesitate to reach out to us for assistance!

Up next week: Planning for Four Years

Want to review past Financial Aid 101 emails? Check out the archives!

Contact Us:

Financial Aid • University Hall 255 • 2197 S. University Blvd • Denver, CO 80208

Ph: 303.871.4020 • Fax: 303.871.2341 • Email:

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