All students registered for on campus coursework at the University of Denver for one or more hours of graded credit are required to carry health insurance coverage. Therefore, all students are required to participate in the DU SHIP, unless they can provide proof of adequate, alternate health insurance. The waiver is only available after a student registers for the minimum graded credit hours (6 for quarter students, 8 for law students) and may only be processed by the student online.
Not all DU schools and programs automatically enroll students in the SHIP, such as University College, Colorado Women's College and Graduate Tax. Students in these and other non-traditional programs must enroll manually at the DU Health and Counseling Center (HCC) prior to open-enrollment deadlines.
Adequate health insurance coverage
Adequate coverage may vary depending on individual circumstance. The following guidelines are based on minimum requirements of student health insurance plans under healthcare law, American College Health Association Standards for Student Health Insurance Plans, benchmarked subsidized plans available in the health insurance marketplace, and our experience in serving DU students.
Benefits provided by DU's comprehensive Student Health Insurance plan exceed the minimum requirements for student health insurance plans under healthcare law.
- maximum coverage limit of at least $500,000 per illness or injury
- a deductible amount or co-payment that you can afford to pay
- adequate mental health coverage
- cover all the services you may need while you are in Denver, Colorado, anywhere in the US or abroad
- It is the student's responsibility to waive the Student Health Insurance Plan prior to the waiver deadline date when declining the DU SHIP.
To waive the SHIP:
- Sign in to WebCentral
- Follow these links:
- myWeb tab
- Student and Financial Aid
- Accept/Waive Health Insurance and Fee
- Be sure to have your alternate coverage information handy, as you will be required to submit your insurance plan details for verification.
A confirmation screen indicates the waiver has been processed. The student will also be sent a confirmation email. It is advisable to keep a record of the transaction by either printing out the confirmation or saving the email.
If you accepted or declined the SHIP or Health and Counseling Fee (HCF) by mistake, contact the Health and Counseling Center at firstname.lastname@example.org before the deadline for open enrollment. When coverage is waived for the entire academic year, instead of for each 6-month coverage period, only an involuntary loss of coverage will permit the student to redact the waiver.
If you have any difficulties, please contact the Bursar's Office at 303-871-4944.