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Owning and Driving an Automobile

Owning and driving a automobile comes with some major responsibilities. Please review our Car and Driver Information Packet to assist you with your decision to purchase and drive a car in the United States.

Automobile Insurance

Colorado state law requires car owners to maintain automobile liability insurance that provides coverage in case of accident, death, or injury. You may purchase insurance that provides for the minimum required amounts only, or you may choose to purchase coverage that provides for higher amounts. Many car owners purchase higher coverage amounts to cover damage to their own vehicle, which can be expensive to repair.

Purchasing Automobile Insurance

When you speak to an insurance salesperson, you will be asked a number of questions to determine the type of coverage you would like to purchase. You should be notified of the minimum amount of liability insurance required by Colorado law and given the opportunity to purchase higher amounts. Make sure you understand the terms and conditions of your automobile insurance coverage before agreeing to a plan. We also recommend requesting quotes of estimated costs for coverage from several different companies before purchasing a plan.

Insurance Providers

There are a number of insurance providers in the Denver metro area. Neither the University nor International Student and Scholar Services endorses a particular company or insurance plan. When purchasing insurance, carefully consider your personal insurance needs and be prepared to discuss the services you would like to receive with an insurance salesperson.

Insurance Provider Toll-Free Phone Number
Allstate 866-621-6900
Farmers Insurance Group 800-327-6377
Geico 800-861-8380
Nationwide 877-669-6877
Progressive 800-776-4737
State Farm 800-782-8332