Certificates of Insurance
A Certificate of Insurance is a document used to verify an entity is insured. A Certificate of Insurance is provided by an insurance agent or broker and outlines the types of and limits of insurance carried by the contractor, vendor, or other party. In addition to the types and limits of insurance, the Certificate lists the name of the agent or broker, the insurer and the effective dates of the policy.
Request a Certificate of Insurance for a Third Party/Vendor
Outside parties may request that DU confirm various types and levels of insurance in connection with business agreements. Arthur J Gallagher & Co. (AJG) issues DU's Certificates of Insurance to provide to outside parties as proof of insurance. Generally, Certificates are produced within 24-48 hours.
To request a Certificate of Insurance, you must complete the online Certificate request form. Certificates will only be issued if all required information is provided. If a renewal Certificate is required by a Certificate Holder, you will need to request a new Certificate as it may not automatically be sent by AJG.
Unless alternative instructions are provided, the Certificate will be sent directly to the Certificate Holder with a copy sent to the requestor.
Who is the Certificate Holder?
The Certificate Holder is the individual or organization requesting proof of a certain type of insurance. The name of the individual/organization and their address will be listed on the Certificate.
Important Information on Certificates
A Certificate is only good for the insurance policy inception and expiration dates shown on the certificate.
It is possible to include participant names, a certain activity, or event on the certificate if it is requested by the Certificate Holder. Please provide this information with your request.
- If there are any issues with your request for a Certificate of Insurance, please contact Kelley Baskins.
Request a Certificate of Insurance from a Third Party/Vendor
Outside parties must submit a Certificate of Insurance as evidence of insurance when they:
- Provide a service for DU
- Perform work on DU property
- Perform work on behalf of the University
- Use DU property
When submitting a contract for any of the activities listed above into the contract review workflow, make sure you attach a copy of the Certificate of Insurance along with your contract.
Why require insurance from an outside party, such as a contractor or vendor?
Insurance is a mechanism to protect the interests of the University. Specifically, insurance provides a mechanism for DU to recover from injury or damage that an outside party is legally obligated to pay. Such obligations could occur if an outside party injures an employee or student, damages DU property, or damages the personal property of an employee or student.
What does "Additional Insured" mean?
When the University of Denver is listed as an additional insured, it means that our interests are protected under the insurance policies purchased by the outside party in regard to the work performed, service provided, product provided, etc. by the outside party. Essentially, it allows us to use the insurance provided by the outside party. DU should always be listed as an additional insured on all general, umbrella, or excess liability policies.
- What types/limits of insurance should be requested?