Policies & Maintaining Aid Eligibility
To maintain eligibility for your financial aid, you must meet the requirements below while enrolled at DU.
- All federal financial aid funds for graduate and law students are only available to students enrolled in a degree-seeking program.
- Students must remain enrolled at least half time (4 credits) to receive work-study or any Direct loan.
- The requirements for departmental and private scholarships will vary depending on the department or donor. Some awards have a minimum GPA requirement. Contact your department or donor directly for information on specific policies.
Implications for Dual-Degree Students
Dual-degree students often work toward a law degree at the Sturm College of Law while also earning a master's degree from another DU graduate school or college. This may entail concurrently taking classes in both semester and quarter formats, which carries some financial aid implications.
By default, your financial aid awards as a dual-degree law student are based on enrollment at the law school only. Therefore, if you are enrolled in both semester and quarter classes, you will need to complete a Budget Adjustment Form so we can adjust your financial aid to reflect the classes you are taking in both programs.
When you submit this form, we will modify your cost of attendance and loans to reflect the tuition charges you will incur as you pursue dual degrees. Because financial aid typically disburses on the semester schedule for all dual-degree students, you may receive a credit refund in one term that you need to use to cover charges in a future term. If you would like to set up your budget and loans to more accurately reflect your tuition charges and billing schedule, we recommend that you set up an appointment with a financial aid advisor.
Information for Special-Status Students
If you are taking courses at the University of Denver, but are not enrolled in a formal degree program (or enrolled in a program less than 24 credits in length), you are not eligible to borrow any federal student loans. You will still be charged standard tuition rates for each course you take; tuition rates can be found through the Registrar's Office.
If you have no other resources to pay for your courses, you may consider applying for a private loan. To apply for a private loan, you will first need to select a lender. We encourage you to compare lenders and make an informed decision, as terms of private loans can vary significantly. These loans may have higher rates than federal loans and will require a credit check and/or debt-to-income ratio for the borrower. Lower interest rates may be available if you choose to have a co-borrower. You must initiate the loan process with the lender you select; applications are available online at the lender's website.
A note about the Publishing Institute and the Denver Bootcamp programs: Students enrolled in the Publishing Institute or Denver Bootcamp programs are not eligible for any school-certified loans — including private loans that require a school certification — due to the short length of the program. These students are eligible for Direct-to-Consumer loans only, which do not require school certification.
Students enrolled at University of Denver's Sturm College of Law may, upon approval from the law school, enroll as visiting students at another ABA-approved law program for a semester or an academic year.
You are eligible to receive your Direct Unsubsidized loan, Graduate PLUS loan, private loan and private scholarships (if permissible by donor) while on consortium. You may not, however, participate in the work-study program or receive a disbursement of institutional scholarships and grants for costs incurred at the visiting school.
To be eligible for financial aid, you must complete a Consortium Agreement Form. Once the agreement is processed, financial aid will disburse to your account no sooner than 10 days prior to the start of each DU semester.
You will receive a refund for your financial aid from the Bursar's Office and are responsible for paying the bill at your visiting school. If you would like to request that DU pay your host school prior to releasing a refund, please provide a bill from your host school to our office.
Financial Aid Eligibility for Study Abroad Programs
Graduate students who are studying abroad on non-DU programs are charged both a $50 DU study abroad administrative fee and technology fees. Federal student loans may be awarded to students attending a non-DU program.
Please complete a Consortium Agreement to request financial aid for your study abroad program. We will adjust your current cost of attendance to reflect that of your host school. The financial aid for which you are eligible will be released to you by DU, and you are responsible for paying the bill at your host school. If you would like DU to pay the bill at your host school prior to processing your refund, please include a copy of your bill with the Consortium Agreement.
Satisfactory Academic Progress
Students must be making Satisfactory Academic Progress to maintain eligibility for all types of aid. This means:
- Graduate students must maintain a cumulative grade point average (CGPA) of 3.00.
- JD law students must maintain a CGPA of 2.3 (2.70 for all other law students, including master's, certificate, LLM and Grad Tax).
- All students must complete and pass a minimum of 66.6% of all courses attempted. This is known as the cumulative completion rate (CCR).
- All students must complete their degree within 150% of the minimum credits required to graduate. This is known as the maximum time frame (MTF) limit.
Return of Title IV Funds (Withdrawal Policy)
Students who begin classes at DU, apply for financial aid, complete all of the requirements and then withdraw from classes may have their financial aid adjusted according to federal, state and institutional regulations.
Federal Student Financial Aid Penalties for Drug Law Violations
A federal or state drug conviction can disqualify a student from federal financial aid funds.
A conviction for any offense under any federal or state law involving the possession or sale of illegal drugs, during a period of enrollment when receiving federal aid, will result in the loss of eligibility for any Title IV, HEA grant, loan, or work study assistance. A conviction that was reversed, set aside, or removed does not count, nor does one received as a juvenile, unless tried as an adult.
The chart below illustrates the period of ineligibility for federal financial aid programs. Please note that eligibility is dependent upon the nature of the conviction and the number of prior offenses.
Possession of Illegal Drugs Sale of Illegal Drugs 1st Offense 1 year from date of conviction 2 years from date of conviction 2nd Offense 2 years from date of conviction Indefinite Period 3+ Offenses Indefinite Period Indefinite Period
Pursuant to federal law, a conviction for the sale of drugs includes convictions for conspiring to sell drugs. Moreover, those students convicted of both selling and possessing illegal drugs will be subject to ineligibility for the longer period as prescribed under the circumstances.
A student regains eligibility the day after the period of ineligibility ends or when the student successfully completes a qualified drug rehabilitation program. Further drug convictions will make the student ineligible again for federal financial aid programs.
Students denied eligibility for an indefinite period can regain it only after successfully completing a rehabilitation program as described below. Furthermore, eligibility can be regained if a conviction is reversed, set aside, or removed from the student’s record so that fewer than two convictions for the sale or three convictions for the possession of illegal drugs remain on the student’s record. In such cases, the nature and dates of the remaining convictions will determine when the student regains eligibility. It is the student’s responsibility to certify to the College that a qualified drug rehabilitation program has been completed.
For purposes of financial aid eligibility, a qualified drug rehabilitation program must include at least two unannounced drug tests and must satisfy at least one of the following requirements:
- Be qualified to receive funds directly or indirectly from a federal, state, or local government program.
- Be qualified to receive payment directly or indirectly from a federally or state licensed insurance company.
- Be administered or recognized by a federal, state, or local government agency or court.
- Be administered or recognized by a federally or state-licensed hospital, health clinic, or medical doctor.
For more information regarding illegal drug convictions and financial aid eligibility, visit the Federal Student Aid website.
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