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Cost of Attendance

Below, you'll see typical budgets for several different types of students and get an idea of what it will take to finance your education.

Direct Costs vs. Indirect Costs

Components in the cost of a college education is divided into two categories: direct costs and indirect costs. Direct costs are those that will appear on your University bill and include tuition, fees and room and board (if living on campus). Indirect costs, on the other hand, will not appear on your bill. Examples include books, transportation and living expenses.

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2019-20 Cost of Attendance

Every student who applies for aid is assigned a cost of attendance (COA). This COA—sometimes referred to as the "student budget"—serves two purposes:

  1. to give you an estimate of the cost to attend DU for one year, and
  2. to set a limit on the amount of financial aid you can receive during the academic year (which federal regulations require us to do).

Your actual expenses may be different from what's listed on your award letter, and the total amount of your aid—including scholarships, grants, loans and work-study—can't exceed your total cost of attendance. The figures below reflect sample budgets for the 2019-20 academic year (excluding summer quarter).

  • Traditional Undergraduate Students Living On or Off Campus
    Direct Costs: Tuition (full-time) $51,336
      Fees $1,179
      Housing & Meals $13,437
      Subtotal $65,952
    Indirect Costs: Books $1,200
      Transportation $1,536
      Personal Expenses $1,404
      Loan Fees* $70
      Cost of Attendance $70,162

    *A 1.066% origination fee is taken out at disbursement of Federal Direct Subsidized and Unsubsidized loans. The $70 listed above is the average fee for undergraduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Traditional Undergraduate Students Living at Home
    Direct Costs: Tuition (full-time) $51,336
      Fees $1,179
      Subtotal $52,515
    Indirect Costs: Housing & Meals $4,617
      Books $1,200
      Transportation $1,536
      Personal Expenses $1,251
      Loan Fees* $70
      Cost of Attendance $61,189

    *A 1.066% origination fee is taken out at disbursement of Federal Direct Subsidized and Unsubsidized loans. The $70 listed above is the average fee for undergraduate students who borrow these loans. Actual fees will depend on the amount borrowed.

picture of bicycle on campus

2018-19 Cost of Attendance

  • Traditional Undergraduate Students Living On or Off Campus
    Direct Costs: Tuition (full-time) $49,392
      Fees $1,164
      Housing & Meals $13,005
      Subtotal $63,561
    Indirect Costs: Books $1,200
      Transportation $1,536
      Personal Expenses $1,359
      Loan Fees* $71
      Cost of Attendance $67,727

    *A 1.066% origination fee is taken out at disbursement of Federal Direct Subsidized and Unsubsidized loans. The $71 listed above is the average fee for undergraduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Traditional Undergraduate Students Living at Home
    Direct Costs: Tuition (full-time) $49,392
      Fees $1,164
      Subtotal $50,556
    Indirect Costs: Housing & Meals $4,491
      Books $1,200
      Transportation $1,536
      Personal Expenses $1,206
      Loan Fees* $71
      Cost of Attendance $59,060

    *A 1.066% origination fee is taken out at disbursement of Federal Direct Subsidized and Unsubsidized loans. The $71 listed above is the average fee for undergraduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Working Professionals (Bachelor's Completion Program)
    Direct Costs: Tuition (8 credits per quarter) $15,432
      Fees $96
      Subtotal $15,528
    Indirect Costs: Books $600
      Housing & Meals $13,005
      Transportation $1,665
      Personal Expenses $1,359
      Estimated Health Insurance* $2,976
      Loan Fees** $69
      Cost of Attendance $34,202

    *Health Insurance is a direct cost unless you waive the insurance offered through DU.

    **A 1.066% origination fee is taken out at disbursement of Federal Direct Subsidized and Unsubsidized loans. The $69 listed above is the average fee for undergraduate students who borrow these loans. Actual fees will depend on the amount borrowed.

84% of undergraduate students received financial aid last year

Affordability

Additional Cost of Attendance Notes

  • If you apply for aid, your financial aid award letter will itemize the costs that make up your individual student budget (which vary annually).
  • Federal regulations require us to set a limit on the amount of aid you can receive. This means your total aid—including scholarships, grants, loans, work-study and other resources (such as AmeriCorps and employer-paid tuition benefits)—cannot exceed your cost of attendance.
  • The budgets above do not include costs for the summer quarter. Eligibility for financial aid for the summer is limited; if you need financial aid for the summer, you must complete a separate application in the spring.
  • To be fair and to stay in compliance with federal regulations, we cannot change student budgets based on discretionary expenses. We may, however, be able to make adjustments to your cost of attendance for reasons outlined on the Budget Adjustment Form. These decisions are made on a case-by-case basis and do not guarantee additional financial aid.
  • Direct costs are determined by the University of Denver. For indirect costs, we use our own research and the recommended guidelines published by the Colorado Department of Higher Education. Most figures change slightly every year.

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Estimate Your Cost

Want a personalized estimate of your out-of-pocket costs as a first-year student at DU? Determine what you might pay with our Quick Cost Estimator.

Quick Cost Estimator
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Meet the Team

The staff in our Office of Financial Aid is dedicated to ensuring you have the resources you need to effectively finance your education. Get to know our dedicated financial aid staff or make an appointment to meet with an advisor.

Learn More
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Financial Aid 101

Financing your education can be intimidating and confusing. That's why we've developed "Financial Aid 101"—an email series designed to help prospective students fully understand the financial aid process at DU.

Financial Aid 101

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