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Cost of Attendance

Below, you'll see typical budgets for students in your graduate program and get an idea of what it will take to finance your education.

Direct Costs vs. Indirect Costs

Components of your cost of attendance (COA) are divided into two categories: direct costs and indirect costs. Direct costs are those that will appear on your University bill, including tuition and fees. Indirect costs, on the other hand, will not appear on your bill. These include things like books, transportation and living expenses.

Every student who applies for aid is assigned a cost of attendance. This COA—sometimes referred to as the "student budget"—serves two purposes:

  1. to give you an estimate of the cost to attend DU for one year
  2. to set a limit on the amount of financial aid you can receive during the academic year (which federal regulations require us to do)

Your actual expenses may be different from what's listed on your award letter, and the total amount of your aid—including scholarships, assistantships/fellowships, loans and work-study—can't exceed your total cost of attendance. The figures below reflect sample budgets for the 2018-19 academic year.

student studying on wall

2018-19 Estimated Costs of Attendance for Graduate Programs

  • Arts, Humanities & Social Sciences | Engineering & Computer Science | Morgridge College of Education | Natural Sciences & Mathematics

    We assume that students in these programs will be enrolled in 8 credits per quarter during the 2018-19 school year (excluding summer), and will be assigned the following cost of attendance. If you will be enrolled in more than 8 credits for any quarter, you may want to consider submitting an Enrollment Adjustment Form. This form will allow you to borrow additional loan funding (if desired) to help cover your higher tuition costs.

    Direct Costs:
    (billed by DU)
    Tuition (24 credits) $32,928
      Fees $255
      Health Insurance* $2,976
      Subtotal $36,159
    Indirect Costs:
    (not billed by DU)
    Books $1,200
      Housing & Meals** $15,048
      Transportation $1,506
      Personal Expenses $1,359
      Loan Fees*** $216
      Cost of Attendance $55,488

    *Health insurance is a direct cost unless you waive the insurance offered through DU.

    **Housing and meals may be direct costs if you live in campus housing and/or sign up for a meal plan.

    ***A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $216 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Daniels College of Business | Graduate School of Professional Psychology | Graduate School of Social Work | Josef Korbel School of International Studies

    We assume that students in these programs will be enrolled in at least 12 credits per quarter during the 2018-19 school year (excluding summer), and will be assigned the following cost of attendance. If you will be enrolled in more than 18 credits for any quarter, you may want to consider submitting an Enrollment Adjustment Form. This form will allow you to borrow additional loan funding to help cover your higher tuition costs.

    If you're enrolled in the Four Corners/Western Colorado program through the Graduate School of Social Work, find the specific costs for that program in the next section.

    Direct Costs:
    (billed by DU)
    Tuition (36 credits)* $49,392
      Fees $303
      Health Insurance** $2,976
      Subtotal $52,671
    Indirect Costs:
    (not billed by DU)
    Books $1,200
      Housing & Meals*** $15,048
      Transportation $1,506
      Personal Expenses $1,359
      Loan Fees**** $216
      Cost of Attendance $72,000

    *The Josef Korbel School of International Studies, Graduate School of Social Work, Graduate School for Professional Psychology and Daniels College of Business MS programs all have a flat tuition rate if you're enrolled between 12-18 credits. Daniels College of Business MBA programs do not offer flat-rate tuition. Find tuition rates on the Registrar's website

    **Health insurance is a direct cost unless you waive the insurance offered through DU.

    ***Housing and meals may be direct costs if you live in campus housing and/or sign up for a meal plan.

    ****A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $216 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Graduate School of Social Work Four Corners/Western Colorado Program

    We assume students in the Four Corners/Western Colorado MSW Program will be enrolled in 15 credits per quarter during the 2018-19 school year (excluding summer) and will be assigned the following cost of attendance. If you will be enrolled in more than 15 credits for any quarter, you may want to consider submitting an Enrollment Adjustment Form. This form will allow you to borrow additional loan funding (if desired) to help cover your higher tuition costs.

    Direct Costs:
    (billed by DU)
    Tuition (45 credits) $33,975
      Fees $180
      Health Insurance* $2,976
      Subtotal $37,131
    Indirect Costs:
    (not billed by DU)
    Books $1,200
      Housing & Meals $11,556
      Transportation $1,665
      Personal Expenses $1,359
      Loan Fees** $216
      Cost of Attendance $53,127

    Health insurance is a direct cost unless you waive the insurance offered through DU.

    ** A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $216 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Graduate Tax — Full-Time Students

    We assume students in this program will be enrolled in 12-18 credits per quarter during the 2018-19 school year (excluding summer) and will be assigned the following cost of attendance. If you will be enrolled in more than 18 credits for any quarter, you may want to consider submitting an Enrollment Adjustment Form. This form will allow you to borrow additional loan funding (if desired) to help cover your higher tuition costs.

    Direct Costs:
    (billed by DU)
    Tuition (36 credits)* $49,392
      Fees $354
      Health Insurance** $2,976
      Subtotal $52,722
    Indirect Costs:
    (not billed by DU)
    Books $1,200
      Housing & Meals*** $15,048
      Transportation $1,665
      Personal Expenses $1,359
      Loan Fees**** $216
      Cost of Attendance $72,210

    *The Graduate Tax program has a flat tuition rate if you are enrolled between 12-18 credits per quarter.

    **Health insurance is a direct cost unless you waive the insurance offered through DU.

    ***Housing and meals may be direct costs if you live in campus housing and/or sign up for a meal plan.

    ****A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $216 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Graduate Tax — Part-Time Students

    We assume students in this program will be enrolled in 4 credits per quarter during the 2018-19 school year (excluding summer) and will be assigned the following cost of attendance. If you will be enrolled in more than 4 credits for any quarter, you may want to consider submitting an Enrollment Adjustment Form. This form will allow you to borrow additional loan funding (if desired) to help cover your higher tuition costs.

    Direct Costs:
    (billed by DU)
    Tuition (12 credits) $16,464
      Fees $231
      Subtotal $16,695
    Indirect Costs:
    (not billed by DU)
    Books $600
      Housing & Meals* $15,048
      Transportation $1,665
      Personal Expenses $1,359
      Loan Fees** $216
      Cost of Attendance $35,583

    *Housing and meals may be direct costs if you live in campus housing and/or sign up for a meal plan.

    **A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $216 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Online Master of Social Work

    We assume Online MSW Program students will be enrolled in 11 credits per quarter during the 2018-19 school year. The cost of attendance listed below is for students entering in the fall, winter, spring or summer terms of the 2018-19 academic year, and represents your estimated costs per quarter.

    Direct Costs :
    (billed by DU)
    Tuition (11 credits) $10,417
      Fees $44
      Subtotal $10,461
    Indirect Costs :
    (not billed by DU)
    Books $400
      Housing & Meals $5,016
      Transportation $555
      Personal Expenses $453
      Loan Fees* $72
      Cost of Attendance $16,957

    * A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $72 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • Online MBA

    We assume students in the Online MBA Program will be enrolled in 8 credits per quarter during the 2018-19 school year. The cost of attendance listed below is for students entering in the fall, winter, spring or summer terms of the 2018-19 academic year, and represents your estimated costs per quarter.

    Direct Costs :
    (billed by DU)
    Tuition (10 credits) $10,392
      Fees $32
      Subtotal $10,424
    Indirect Costs :
    (not billed by DU)
    Books $400
      Housing & Meals $5,016
      Transportation $555
      Personal Expenses $453
      Loan Fees* $72
      Cost of Attendance $16,920

    *A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $72 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

  • University College

    We assume University College students will be enrolled in 4 credits (1 class) per quarter during the 2018-19 school year (excluding summer) and will be assigned the following cost of attendance. If you will be enrolled in more than 4 credits for any quarter, you may want to consider submitting an Enrollment Adjustment Form. This form will allow you to borrow additional loan funding (if desired) to help cover your higher tuition costs.

    Direct Costs:
    (billed by DU)
    Tuition (12 credits) $8,232
      Fees $48
      Subtotal $8,280
    Indirect Costs:
    (not billed by DU)
    Books $600
      Room & Board $15,048
      Transportation $1,665
      Personal Expenses $1,359
      Loan Fees* $216
      Cost of Attendance $27,168

    *A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $216 listed above is the average fee for graduate students who borrow these loans. Actual fees will depend on the amount borrowed.

law student studying

2018-19 Estimated Costs of Attendance for Law Programs

  • Full-time JD Program and Most LLM and Master's Programs

    We assume that students in these programs will be enrolled in 12-15 credits per semester during the 2018-19 school year (excluding summer) and will be assigned the following cost of attendance. If you plan to enroll in a different number of credits, please complete an Enrollment Adjustment Form to have your cost of attendance adjusted.

    Direct Costs:
    (billed by DU)
    Tuition (30 credits) $50,610
      Fees* $332
      Health Insurance** $2,976
      Subtotal $53,918
    Indirect Costs:
    (not billed by DU)
    Books $1,200
      Housing & Meals*** $15,048
      Transportation $1,535
      Personal Expenses $1,359
      Loan Fees**** $222
      Cost of Attendance $73,282

    *Fees not listed in the above COA include:

    • Loan Repayment Assistance Program Fee = $90 (one-time/first semester only)
    • Health and Counseling Fee = $586/year (optional)

    **Health insurance is a direct cost (and you will therefore be charged for it) unless you waive the insurance offered through DU.

    ***Housing and meals may be direct costs if you live in campus housing and/or sign up for a meal plan.

    ****A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $222 listed is the average fee for law students who borrow these loans. Actual amounts will depend on the total borrowed.

  • Part-Time JD Students

    We assume that students in this program will be enrolled in 8-11 credits per semester during the 2018-19 school year (excluding summer) and will be assigned the following cost of attendance. If you plan to enroll in a different number of credits, please complete an Enrollment Adjustment Form to have your cost of attendance adjusted.

    Direct Costs:
    (billed by DU)
    Tuition (22 credits) $37,114
      Fees* $272
      Health Insurance** $2,976
      Subtotal $40,362
    Indirect Costs:
    (not billed by DU)
    Books $1,200
      Housing & Meals*** $15,048
      Transportation $1,535
      Personal Expenses $1,359
      Loan Fees**** $222
      Cost of Attendance $59,726

    *Fees not included in the above COA include:

    • Loan Repayment Assistance Program Fee = $90 (one-time/first semester only)
    • Health and Counseling Fee = $586/year (optional)

    **Health insurance is a direct cost (and you will therefore be charged for it) unless you waive the insurance offered through DU.

    ***Housing and meals may be direct costs if you live in campus housing and/or sign up for a meal plan.

    ****A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $222 listed is the average fee for law students who borrow these loans. Actual amounts will depend on the total borrowed.

  • Part-Time MSLA Students

    We assume that students in this program will be enrolled in 4-7 credits per semester during the 2018-19 school year (excluding summer) and will be assigned the following cost of attendance. If you plan to enroll in a different number of credits, please complete an Enrollment Adjustment Form to have your cost of attendance adjusted.

    Direct Costs:
    (billed by DU)
    Tuition (14 credits) $23,618
      Fees* $240
      Health Insurance** $2,976
       Subtotal $26,834
    Indirect Costs:
    (not billed by DU)
    Books $1,200
      Housing & Meals*** $15,048
      Transportation $1,535
      Personal Expenses $1,359
      Loan Fees**** $222
      Cost of Attendance $46,198

    *Fees not included in the above COA include:

    • Loan Repayment Assistance Program Fee = $90 (one-time/first semester only)
    • Health and Counseling Fee = $586/year (optional)

    **Health insurance is a direct cost (and you will therefore be charged for it) unless you waive the insurance offered through DU.

    ***Housing and meals may be direct costs if you live in campus housing and/or sign up for a meal plan.

    ****A 1.066% origination fee is taken out at disbursement of Federal Direct Unsubsidized loans. The $222 listed is the average fee for law students who borrow these loans. Actual amounts will depend on the total borrowed.

Enrollment Adjustments for Law Students

Your cost of attendance and financial aid are based on the typical enrollment in your program:

  • Full-time JD students and most LLM and master's students: 12-15 credits
  • Part-time JD students: 8-11 credits
  • Part-time MSLA students: 4-7 credits

We verify your enrollment at the end of the 100% add/drop period each semester. If you are enrolled for fewer or more credits than listed above—or you are enrolled for both semester and quarter credits—you may need to have your cost of attendance and financial aid adjusted. If you are enrolled in fewer credits than anticipated, your financial aid refund may be too large and DU will bill you for overpayment after the end of the add/drop period. If you are enrolled in more credits than anticipated, you will receive a smaller refund to use for living expenses (if you plan on borrowing for those).

You can revise your cost of attendance by completing an Enrollment Adjustment Form and indicating your intended enrollment in the "Standard Enrollment Adjustment" or "Dual-Degree Enrollment" sections.

Additional Notes About Your Cost of Attendance

  • For most programs and for federal student aid eligibility, half-time enrollment is considered 4 credits per quarter, and full-time enrollment is considered 8 credits or more per quarter.
  • If you apply for aid, your financial aid award letter will itemize the costs that make up your individual student budget.
  • Federal regulations require us to set a limit on the amount of aid you can receive. This means your total aid — including scholarships, assistantships/fellowships, loans, work-study and other resources (such as AmeriCorps and employer-paid tuition benefits) — cannot exceed your cost of attendance.
  • Unless otherwise noted, the budgets above do not include costs for the summer quarter. Eligibility for financial aid for the summer is limited; if you need financial aid for the summer, you must complete a separate application in the spring.
  • To be fair and to stay in compliance with federal regulations, we cannot change student budgets based on discretionary expenses. We may, however, be able to make adjustments to your cost of attendance for reasons outlined on the Budget Adjustment Form. These decisions are made on a case-by-case basis and do not guarantee additional financial aid.
  • Direct costs are determined by the University of Denver. For indirect costs, we use our own research and the recommended guidelines published by the Colorado Department of Higher Education. Most figures change slightly every year.

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