Understanding Your Aid Offer & Next Steps You Need to Take
After you apply for financial aid and are admitted to DU, you'll receive an email when your financial aid offer is available for you to view through My4D. Use the following resources to help understand your offer and determine the next steps you need to take to secure your financial aid.
How to view your aid offer:
You'll receive an email once your financial aid offer is available to view online.
- Log into My4D.
If this is your first time logging in, your password will be your six-digit birth date in the MMDDYY format. - Click on the "View My Financial Aid Offer (PDF)" link within the Financial Aid Information widget on your dashboard.
- Choose the appropriate aid year from the drop-down menu.
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When to Expect Your Financial Aid Offer
In order to receive a financial aid offer, you must submit the FAFSA (and any other requested documentation) and be admitted to a DU program. The timeframes below represent the start of the aid offer cycle for each term.
Start Term When to Expect Aid Offer Summer 2026 Early April Fall 2026 Mid-March
Understanding Your Financial Aid Offer
Find everything you need to know about financing your graduate education in our financial aid offer guides:
Your DU financial aid offer will include information about estimated costs, the types of aid offered to you, and what you can expect to pay out of pocket for the academic year. We do not assume all students will take classes in the summer, so unless otherwise listed, your initial offer may not include costs or aid for the summer quarter (a separate application for summer aid is available in the spring).
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Estimated Total Cost of Attendance
The estimated cost of attendance listed on your aid offer reflects the average costs of a student enrolled in your graduate program for one academic year and is broken down by direct and indirect costs. Billable costs are charges that are billed by DU, such as tuition and fees. Non-Billable costs are estimates for additional items including books, supplies, and personal expenses such as laundry, toiletries, and clothes. You are not billed for indirect costs.
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Grant, Scholarship and Waiver Eligibility
This section of your aid offer will list any merit scholarships, grants, assistantships, or waivers you were offered at the time of admission to DU. For graduate students, these types of aid are managed by individual academic departments (instead of the financial aid office).
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Student Loan Eligibility
Most students are automatically offered at least one type of federal student loan. Loans are optional and are offered to you, which means you have to actively accept them if you'd like to borrow that additional funding. You can also choose to only borrow a portion of a loan offered to you, or not accept them at all. Remember that after you graduate, you'll have to repay any loan you borrowed during your time at DU.
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Estimated Out-of-Pocket Direct Costs
This section of your aid offer provides an estimate of the amount you will pay directly to DU for the academic year. The first estimate shows what your out-of-pocket cost might be after all of your scholarships and grants are applied, without borrowing any loans. The second line shows your estimated cost if you choose to borrow the full amount of loans offered to you. There are a number of options to help you manage this unmet cost.
Additional Resources
For Graduate Students
These resources will help you understand your aid offer, estimate your bill and determine your next course of action.
For Law Students
Use these resources to ensure you're only borrowing what you need and taking the right steps to finance your law degree.
Contact
Financial Aid
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finaid@du.edu
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303-871-4020
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303-871-2341
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Meet Our Staff
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University Hall Room 255
2197 S. University Blvd.
Denver, Colorado 80210 -
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