Mandatory Annual Notices

Health Benefits and 403(b) Retirement Plan Notices

The University of Denver provides important notices to ensure employees are informed about their benefits, rights, and responsibilities. Please review the information below regarding our medical benefits and 403(b) retirement plan.

If you would like a paper copy of any notice, please contact the HRIC Benefits Department at Benefits@du.edu

If you have any questions or need assistance understanding your benefits, please contact:

HRIC Benefits Department

Health Benefits Annual Notices

The annual medical benefits notices include important information about your health coverage and legal protections. These may include:

  • HIPAA Privacy Practices – How your health information may be used and your privacy rights
  • Women’s Health and Cancer Rights Act (WHCRA) – Coverage for reconstructive surgery following mastectomies
  • Newborns’ and Mothers’ Health Protection Act (NMHPA) – Protections related to hospital stays following childbirth
  • Summary of Benefits and Coverage (SBC) – Overview of plan coverage, costs, and key features
  • Patient Protection Notices – Information regarding provider choice and primary care designation

These documents are designed to help you better understand your healthcare coverage and your rights under applicable laws.

Required Health Benefits Annual Notices are available at: https://www.du.edu/human-resources/content/current-benefits-plans#annual-notices

403(b) Retirement Plan Annual Notices

The annual 403(b) notices provide key information about your retirement plan, including:

  • Summary Annual Report (SAR): A narrative summary of the Plan’s financial information for the year. 
  • Qualified Default Investment Alternative (QDIA) Notice: Information about the Plan’s default investment choice and the circumstances under which your assets may be invested in this investment.
  • Notice of Universal Availability and Retirement Plan Contribution Limits: Notice of your right to make elective deferrals into the Plan and the contributions limits applicable for this year.
  • Participant Fee Disclosure: Information about the administrative and investment costs of participation in the Plan.

As a reminder, the following documents are also available on the University of Denver Human Resources and Inclusive – Retirement Plan website:

  • Summary Plan Description (SPD): A summary of the Plan’s terms and how it operates.
  • Summary of Material Modifications (SMM): a description of recent changes to the Plan and changes to information included in the SPD.

Reviewing these materials can help you make informed decisions about your retirement savings. We encourage all employees to review these materials carefully each year to stay informed and make the most of your benefits.

Required Retirement Plan Annual Notices are available at: https://www.du.edu/human-resources/benefits/retirement-plan#plan-documents