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Human Resources & Inclusive Community

Human Resources & Inclusive Community

Benefits

The University of Denver is proud to offer a comprehensive benefits package to employees holding an appointed position that is at least half time (20 hours per week). Many of the plans also offer coverage for your eligible dependents.

You and your dependents are eligible for The University of Denver benefits plans on the first day of the month following your date of hire into an appointed position. If your hire date occurs on the first of the month, your benefits may start on your hire date or the first of the following month.

Eligible dependents include:

  • Your legal spouse, including common-law and civil union, and domestic partner (both same and opposite sex).
  • Your child who is less than 26 years of age. Children include your natural or legally adopted child, a stepchild, the child of your domestic partner, or a child who is less than 26 and has been placed under your legal guardianship.
  • Your child, who satisfies the above definition of child, age 26 or older, and who is mentally or physically incapable of earning a living, and is primarily supported by you..

If you have any questions or need assistance, please contact Benefits@du.edu. 

Important: DU Selects Cigna as New Health Care Provider effective July 1, 2021

Effective July 1, 2021, health benefits will transition from Kaiser to Cigna for all current benefited employees. 

To help you navigate the transition, please visit the Cigna Transition website to view FAQs and recorded town halls, find information on in-network LocalPlus providers and facilities, or check the prescription drug list. 

Legal and Identity Theft Protection 

LegalShield

HRIC has partnered with LegalShield to provide legal and identity theft protection services for a low monthly cost to employees.

What your legal plan membership offers:

Professional Legal Advice and Counsel
You have access to a variety of legal services including: advice on unlimited personal legal issues, attorney letters or calls made on your behalf, contract and document review and so much more. See details

Dedicated On-Call Law Firm
After you become a member, just contact our provider law firm to speak to a lawyer in your area that is experienced in most fields of law and can provide you advice and counsel on an unlimited number of personal legal issues. We even provide 24/7 access for covered emergencies. Proven, professional advice is just a phone call away, when you need it!

What your IDShield membership plan offers:

IDShield Detection and Resolution
IDShield protection provides you valuable services from detection to resolution. You'll feel empowered knowing that for a small monthly fee you have the expertise you need to help protect yourself against identity theft and resolve issues related to it.

Additional Materials

For more information on the plans and to enroll online visit:
https://www.legalshield.com/info/du

Attend a 15-minute information and special enrollment session via webinar

LegalShield will hold sessions for the following dates and times:

  • Monday, December 28 at 12:00 p.m.
  • Tuesday, December 29 at 1:00 p.m. and 7:00 p.m.

Please register for the webinar.

Benefits Overview 

Benefits Rates and Guides

Benefits Plan information 

Legal Notices

Medicare Part D Creditable Coverage Notice and Notice of Special Enrollment Rights / Spanish Version 

This notice contains important information including the following:

  • Details on your current prescription drug coverage provided through the DU health plan
  • Your options under Medicare's prescription drug coverage
  • Enrolling in Medicare
  • Late Enrollment and the Late Enrollment Penalty
  • Special Enrollment Period Exceptions to the Late Enrollment Penalty
  • Coordinating Other Coverage with Medicare Part D

Premium Assistance Under Medicaid and the Children's Health Insurance Program (CHIP) / Spanish Version 

If you or your children are eligible for Medicaid or CHIP and you're eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children aren't eligible for Medicaid or CHIP, you won't be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health Insurance Marketplace.

Medical Coverage

Provider: Kaiser Permanente
Member Service: 303-338-3800
Website: https://my.kp.org/du

The University offers three medical plan options through Kaiser Permanente:

  1. High-Deductible Health Plan (HDHP)-HSA / (Spanish Version)
  2. Health Maintenance Organization (HMO) Plan / (Spanish Version)
  3. Triple-Option Point-of-Service (POS) Plan / (Spanish Version)

If you live and work outside of Kaiser in-service areas, please contact Shared Services at 303-871-7420 or Benefits@du.edu for other health insurance options. 

Get detailed information about the medical plan options on the Kaiser Permanente website set up exclusively for DU.

Dental Coverage 

Provider: Delta Dental of Colorado 
Member Service: 800-610-0201
Website: www.deltadentalco.com 

The University offers two dental plan options through Delta Dental of Colorado:

  1. Delta Dental Base PPO Plan / Spanish Version
  2. Delta Dental Enhanced PPO Plan / Spanish Version

With the Delta Dental options, you and your family members may visit any licensed dentist, but you will receive the greatest out-of-savings if you see a PPO Provider.

Both plans include the  Right Start 4 Kids  program. This program covers children up to their 13th birthday at 100% with no deductible when you see a PPO or Premier provider (for the same services outlined in the plan, up to the annual maximum, and subject to limitations and exclusions. Orthodontia is not covered at 100% but at the plan's listed coinsurance.

Provider: Beta Health (formerly called Patient Direct Discount Program)
Member Service: 800-807-0706
Website: www.betaplans.com

The Beta Health Alpha Dental Plan is a network only dental program that provides an average of up to 70% savings on the most commonly performed dental procedures. Refer to the Plan's fee schedule to see how much each procedure will cost.

Vision Coverage

Provider: EyeMed
Member Service: 866-723-0514
Website: www.eyemed.com

The University offers two vision plan options through EyeMed: 

  1. EyeMed Base Plan / Spanish Version 
  2. EyeMed Enhanced Plan / Spanish Version 

Both plans include the Freedom Pass. Select any frame at Target Optical at no cost to you. Your frame will be covered 100% no matter the brand or the original retail price point. You must show this flyer to the Target store associate to receive the offer. 

Members-Only Special Offers for 2021

  • Contactsdirect: Save 10% on contact lenses with code EYEMED2021
  • Target Optical: Extra 25% off in addition to your EyeMed benefits
  • LensCrafters: Extra $50 off in addition to your EyeMed benefits

View flyer for more information. 

Basic Life and AD&D Insurance - Hartford

Overview
Basic Life and Accidental Death and Dismemberment Insurance
 Voluntary Life and Accidental Death and Dismemberment Insurance
 Ability Assist Counseling Services
 Ability Assist Counseling Services - Spanish Version
 Funeral Planning and Concierge Services
 Funeral Planning and Concierge Services - Spanish Version
 Beneficiary Assist Counseling Services
 Beneficiary Assist Counseling Services - Spanish Version
 Estate Guidance Will Services
 Estate Guidance Will Services - Spanish Version
 Travel Assistance and ID Theft Protection Services
 Travel Assistance and ID Theft Protection Services - Spanish Version

Retirement Plan

Provider: TIAA
Customer Service: 800-842-2252
Website: www.tiaa.org/du   

The University offers a 403(b) retirement savings plan. Roth option is available. View the retirement savings plan overview for general information or for more detailed information, you may view the Plan document. 

Roth in-plan conversion option is now available. View this flyer to learn more about this option including general information about Roth contribution.

Register to enroll in a new retirement plan or login to view your account on the TIAA website set up exclusively for DU.

Important Changes to Your University of Denver 403(b) Plan

The University of Denver seeks to provide comprehensive benefits to faculty and staff. Accordingly, we have historically offered a fixed percentage matching contribution under the University of Denver Retirement Plan.

Over the past few months, COVID-19 has produced numerous operational and economic challenges for colleges and universities. As you can imagine, the pandemic has adversely affected each of our revenue sources—tuition, research grants, investments, and endowments. We must now confront our current financial reality and mitigate COVID-19's negative effects on our University.

Retirement benefits are a significant cost to the University; yet importantly, they help us attract and retain excellent faculty and staff. We are committed to continuing to contribute to employees' retirement plans for as long as possible; but we must reduce our matching contribution to a maximum of 4 percent.

This change will be effective with your first paycheck after July 1. In the future, we will reevaluate the percentage we are able to match and notify you when we can reinstate contributions.

You may continue to make contributions to the plan as you normally do. In fact, we encourage you to keep investing if you can. Making regular contributions in both up and down financial markets is the best way to secure adequate savings for your retirement. Faculty and staff remain our top priority, so please let us know if you have any questions.

For information about your 403(b) plan generally or to review or adjust your contributions, please contact TIAA by calling (800) 842-2252 Monday through Friday, 6 a.m. to 8 p.m. (MT) and Saturday, 7 a.m. to 4 p.m. (MT). You may also access your account and make changes at www.tiaa.org/du.

Please note: TIAA has decided to temporarily suspend on-site visits to institutions by Financial Consultants, Relationship Managers and other members of your service team. They are also suspending face-to-face client meetings at TIAA offices. Instead, TIAA will work with you by phone, email, webex, virtual meetings (phone or video), websites and other channels. 

Flexible Spending Account (FSA) and COBRA

Provider: Rocky Mountain Reserve 
FSA Member Service: 888-722-1223
Website: www.rockymountainreserve.com 

The University offers three flexible spending account (FSA) options through Rocky Mountain Reserve:

  1. Health Care FSA
  2. Limited Purpose Health Care FSA
  3. Dependent Care FSA

There is a rollover feature for the health care FSA and limited purpose FSA. Employees may rollover $550 at the end of the plan year to use in future years. 

For more information, view the FSA Enrollment Guide.  For a list of eligible expenses, visit RMR's website "What's Covered." 

Rocky Mountain Reserve administers COBRA for the University.  

Cafeteria Plan
 Cafeteria Plan Summary Plan Description

Employee Assistance Program (EAP)

Please visit the Well@du webpage for more information on the employee assistance program.   

Benefits FORMS

All Benefits forms are now located in Fresh Desk. You must login with your DU email and password. Forms can be found under Human Resources > Human Resources Forms. 

Benefits Events

April 13 at 10:00 a.m.: Paying Yourself: Income options in retirement (TIAA webinar) 

You can learn the rules that govern retirement assets and find out when to consider using different income sources.

Visit tiaa.org/webinars to register or watch past presentations on demand.

April 13 at 1:00 p.m.: Making It Easier For You: Online tools and resources (TIAA webinar) 

Save time, manage your money, and feel empowered by learning and using the latest digital enhancements.

Visit tiaa.org/webinars to register or watch past presentations on demand.

April 13: TIAA Retirement Counseling Sessions 

TIAA Individual Retirement Consultants will work with you by phone, email, virtual meetings (phone or video), and other channels for 1-on-1 retirement counseling sessions to answer your questions about your account and DU's retirement savings plan. Click here to register for TIAA financial counseling.

April 14 at 10:00 a.m.: Quarterly economics and market update (TIAA webinar)

Take a closer look at our views on the financial markets, including key market drivers, U.S. economy, policy and politics, and investing in public markets.

Visit tiaa.org/webinars to register or watch past presentations on demand.

April 14 at 1:00 p.m.: The power of saving (TIAA webinar)

In this webinar, you'll learn a number of strategies for better managing your money, so you have the knowledge and confidence to pay your bills, save for a rainy day, and achieve any larger financial goals you've set for yourself.

Visit tiaa.org/webinars to register or watch past presentations on demand.

April 15 at 10:00 a.m.: Attention To Detail: Financial finishing touches for women (TIAA webinar)

Am I ready to retire? How do I know if I have enough? How do I plan my income? What should I look out for as I plan and even after I am retired? Financial success can often complicate your life and we are going to try to help you answer those questions and more.

Visit tiaa.org/webinars to register or watch past presentations on demand.

April 15 at 1:00 p.m.: Making gifts to loved ones and charities (TIAA webinar)

This webinar will review basic strategies for giving to individuals and charities during your lifetime, as well as legacy planning.

Visit tiaa.org/webinars to register or watch past presentations on demand.

April 15: TIAA Retirement Counseling Sessions 

TIAA Individual Retirement Consultants will work with you by phone, email, virtual meetings (phone or video), and other channels for 1-on-1 retirement counseling sessions to answer your questions about your account and DU's retirement savings plan. Click here to register for TIAA financial counseling.

April 28: TIAA Retirement Counseling Sessions 

TIAA Individual Retirement Consultants will work with you by phone, email, virtual meetings (phone or video), and other channels for 1-on-1 retirement counseling sessions to answer your questions about your account and DU's retirement savings plan. Click here to register for TIAA financial counseling.

April 29: TIAA Retirement Counseling Sessions 

TIAA Individual Retirement Consultants will work with you by phone, email, virtual meetings (phone or video), and other channels for 1-on-1 retirement counseling sessions to answer your questions about your account and DU's retirement savings plan. Click here to register for TIAA financial counseling.